How
to Have More Fun With Your Tax Refund in
2005
Cindy
Morus - Tax + Personal Finance Article |
I
counsel a lot of people about money. I see
the same mistakes being made over and over
again.
If you’ve made ‘em, don’t
worry. I’m here to help you do it right
this year! The fact is, moneymakers need
a money coach, just like gymnasts need a
gymnastics coach.
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Read Full Tax Refund Article |
Create
your own Anti Emergency Fund
Cindy
Morus - Savings + Personal Finance Article |
Do
unexpected car repairs, quarterly insurance
payments or those darned property taxes
find you hard pressed to squeeze one more
dollar out of an already stretched monthly
budget? Or do you usually end up reaching
for the plastic in your wallet to make up
the difference? Those inevitable expenses
can put less stress on your bank balance
-- and your mind -- if you learn to expect
them and save in advance.
:::
Read Full Savings Article |
Top
10 Secrets to Avoiding “Marital Money
Chaos©”
Cindy
Morus - Personal Finance Article |
Money
can wreck a relationship. In fact, how they
spend, save, and account for money is one
of the leading sources of disagreements
between couples. In almost every study,
money ranks as the first or second most
argued-about topic for couples and partners.
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Read Full Finance Article |
How
Much Credit can you Afford?
Cindy
Morus - Personal Finance Article |
Before
making the decision to add more debt, you
need to make sure that you: Allocate sufficient
money for your essentials... Borrow only
for items that you need and can afford...
Borrow only if you're spending less each
month than you take home.
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Read Full Finance Article |
Build
Your Own Safety Net Savings
Cindy
Morus - Personal Finance Article |
Do
you walk the high wire of personal finance?
Is every month a balancing act that works
only as long as the next paycheck arrives
on time? What happens if that next paycheck
doesn't arrive? The cause could be many
things which you cannot control: an illness,
a layoff, a sales slump.
:::
Read Full Finance Article |
5
Key Savings Strategies
Cindy
Morus - Personal Finance Article |
The
best investment most borrowers can make
is to pay off consumer debt with double-digit
interest rates. For example, if you have
a $3,000 credit card balance at 19.8%, and
you pay the required minimum balance of
2% of the balance or $15, whichever is greater,
it will take 39 years to pay off the loan.
And you will pay more than $10,000 in interest
charges.
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Read Full Finance Article |
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