The
Importance of Financial Awareness in your
Children
Al
Jacobs Tips for Teaching Children about
Money |
The
following set of questions and answers is
an interview I recently gave to a children’s
magazine. Although my financial commentary
is normally aimed in a different direction,
the questions were challenging and my answers
seem appropriate for any adult audience.
As you read my responses, you’re invited
to think of the youngsters in your life,
as you consider how you might interact so
to be of help.
:::
Read Financial Awareness Article |
How
to Make Sure You Don't End Up Broke
Al
Jacobs Tips to Retire Rich Information |
A
fundamental question that every financially
concerned individual must face is this:
Will my money expire before I do? It’s
not a trivial matter, for the prospect of
arriving at advanced age with no assets
was never more accurately expressed than
by character Lamont Sanford in the television
series “Sanford and Son,” when
he exclaimed: “There’s only two
things worse than being poor—it’s
sick and dead.”
:::
Read Retirement Article |
Review
of the Economist's Big Mac Index 2007
Big
Mac Index 2007 Review |
The
Economist magazine released their annual
"Big Mac Index" for 2007. It's
their lighthearted look at a subject that
most people find dry and tasteless. I'm
talking about purchasing-power parity or
PPP, not the Big Macs (which may or may
not be tasteless and dry). They look at
world currencies and how fairly valued they
are compared to the currency of different
countries.
:::
Read Big Mac Index |
Money,
Money, Money!
Michael
Dylan Money is Good Article |
Money
is good! In this day and age that we live
in, money is not only good, but absolutely
essential. Besides air, it may be the next
most important thing in life. Of course
health, love, friendship, fitness, faith,
and happiness are all very important too,
but how do we eat, or pay rent, or go to
the doctor without having money?
:::
Read Money Guide |
7
Ways to Tell If You Are on the Trail to
Success
Al
Jacobs Road to Success Guide |
At
some point in most people’s lives comes
a realization that the dreams of youth and
more sober aspirations of early adulthood
may never come to pass. A childhood fantasy
to become a famous movie star, a teenage
obsession to excel on the athletic field,
or a young worker’s aspiration to be
a millionaire, are among the hopes that
remain a distant vision. But as years pass
and illusions fade, each of us must come
to terms with the success we achieve—or
fail to achieve.
:::
Read Personal Finance Article |
Interview
with Noel Whittaker
Noel
Whittaker Interview - Personal Finance Expert
|
Noel
Whittaker is a well known Australian money
columnist, public speaker, investment planner,
and best selling personal finance author.
His popular "Making Money Made Simple"
book has transformed the lives of thousands
of Australians and made learning about money
interesting.
:::
Read the Interview |
Develop
a Prosperity Consciousness
Brian
Tracy Prosperity Consciousness Article |
The
starting point of all riches is the development
of a prosperity consciousness. You must
become a financial success in your thinking
long before you achieve it in your reality.
Both poverty and riches are the result of
a state of mind, and the most important
single step you ever take on the road to
wealth and financial independence is the
decision to change your thinking, to impress
into your mind an unshakable belief that
you can and will achieve your financial
goals.
:::
Read Full Get Rich Article |
Intellectuals
Beware
Al
Jacobs Intellectuals Beware Article |
“Do
you really have to be a genius to become
financially independent?” Perhaps it’s
time that we consider exactly what role
native intelligence plays in achieving monetary
success. Although the modern public school
establishment may contend otherwise, we
cannot all be at the top of the class.
:::
Read Personal Finance Article |
The
Five Most Important Principals for Prosperity
Michael
Levy Principals of Prosperity Article |
Many
years ago, forty to be exact, I started
my own business at the tender age of nineteen.
The street markets in and around Manchester
England was my happy hunting ground. Every
day was an adventure and despite the weather
and difficulties of getting a stall on the
street market, life was always fun and enjoyable.
There was always some comical incident,
even when I had to stand in the pouring
rain, with no customers in sight. And if
there was no amusing event to focus on I
created one and made other people laugh.
:::
Read Full Personal Finance Article |
The
Ten Essential Requirements For Asset Management
Michael
Levy Asset Management Article |
How
good are you at managing your assets? Over
the past few years, I have received a few
invitations to attend seminars at high-class
restaurants. Naturally, I have attend a
few and enjoyed a nice meal and at the same
time listened to expert financial managers
teach me how to take care of my assets.
:::
Read Full Self Help Article |
Observations
of a Bubble
Al
Jacobs Real Estate Bubble Article |
The
subject of real estate is seldom discussed
today without mention of the omnipresent
housing bubble. From all reports, it seems
certain to burst, bringing with it a cornucopia
of misfortune for millions of souls. Judging
from the incessant flow of articles and
commentary, it is a national obsession.
Publications of such stature as Reuters
and Businessweek and persons as prominent
as Federal Reserve Board Chairman Alan Greenspan
are regularly addressing the problem.
:::
Read Full Investment Article |
The
Mutual Fund - A Critical View
Al
Jacobs Investing Mutual Funds Article |
Not
long ago I received an inquiry from a visitor
to a website on which I’ve functioned
as the financial consultant over the past
year. The questions, short and to the point,
read as follows: “What should I look
for in a fund? I recently rolled over a
401(k) into an IRA and right now sitting
in a money market account (I’m peeved
at my advisor about that). I’m looking
for some good aggressive growth funds. One
more thing: The IRA is about 6K. Should
I put it in one mutual fund, or a couple,
or a hundred? Thanks, Kelly.”
:::
Read Full Investment Article |
How
to Have More Fun With Your Tax Refund in
2005
Cindy
Morus - Tax + Personal Finance Article |
I
counsel a lot of people about money. I see
the same mistakes being made over and over
again.
If you’ve made ‘em, don’t
worry. I’m here to help you do it right
this year! The fact is, moneymakers need
a money coach, just like gymnasts need a
gymnastics coach.
:::
Read Full Tax Refund Article |
A
Thimbleful of Prosperity
Al
Jacobs Investing + Personal Finance Article |
My
financial newsletter as well as a regular
flow of articles, stress the importance
of amassing assets. In these writings I
discuss savings and retirement programs,
corporate stocks and bonds, rental real
estate, mortgage lending, and a variety
of other more or less sophisticated methods
for achieving wealth. My belief has been
that, provided with guidelines and encouragement,
any person can learn to master the techniques
needed to become prosperous.
:::
Read Full Financial Prosperity Article |
The
New Bankruptcy Law (in America)
Al
Jacobs Investing + Personal Finance Article |
For
a brief historical background, the concept
of bankruptcy is relatively modern, dating
in this country to 1800 when Congress adopted
the first national bankruptcy law, modeling
it after a British statute of the time.
Prior to that time, unpaid debts were treated
as criminal offenses throughout the world.
In ancient Rome, creditors were literally
able to divide the body of an insolvent
debtor or to enslave him and his family.
:::
Read Full Bankruptcy Article |
Create
your own Anti Emergency Fund
Cindy
Morus - Savings + Personal Finance Article |
Do
unexpected car repairs, quarterly insurance
payments or those darned property taxes
find you hard pressed to squeeze one more
dollar out of an already stretched monthly
budget? Or do you usually end up reaching
for the plastic in your wallet to make up
the difference? Those inevitable expenses
can put less stress on your bank balance
-- and your mind -- if you learn to expect
them and save in advance.
:::
Read Full Savings Article |
Wrestling
With the Establishment
Al
Jacobs Investing + Personal Finance Article |
Have
you done any business with a large multinational
company recently? And if so, during the
transaction did you have that feeling of
confidence which comes only in the presence
of grandiosity, as eloquently expressed
in the slogan adopted by a mammoth northern
California savings & loan association
some years ago? "Big . . . Safe . .
. Friendly."
:::
Read Full Investing Article |
25
Signs That Show You Know How to Handle Money
Al
Jacobs Investing + Personal Finance Article |
The
ability to master your money is not something
that just happens. It takes time, training,
and temperament.. Whatever the average citizen
knows about saving and investing did not
come from the classroom. This is understandable,
of course, if only because the typical classroom
teacher is equally mystified by the world
of money. Nonetheless, there are those among
us who have figured out how it all works,
and what it takes to prosper
:::
Read Full Investing Article |
Top
10 Secrets to Avoiding “Marital Money
Chaos©”
Cindy
Morus - Personal Finance Article |
Money
can wreck a relationship. In fact, how they
spend, save, and account for money is one
of the leading sources of disagreements
between couples. In almost every study,
money ranks as the first or second most
argued-about topic for couples and partners.
:::
Read Full Finance Article |
5
Magnificent Ways to Waste Money
Al
Jacobs Personal Finance Article |
This
is dedicated to those among us whose wealth
is so abundant that they need advice on
how to dispose of it. In connection with
the guidance I’m about to offer, I
can claim no original inspiration, as the
methods are not novel. I’ll also concede
that many individuals without money to burn
also practice these spendthrift techniques,
though exactly why persons not rolling in
dough behave in such a fashion remains a
mystery
:::
Read Full Personal Finance Article |
How
Much Credit can you Afford?
Cindy
Morus - Personal Finance Article |
Before
making the decision to add more debt, you
need to make sure that you: Allocate sufficient
money for your essentials... Borrow only
for items that you need and can afford...
Borrow only if you're spending less each
month than you take home.
:::
Read Full Finance Article |
Money
Saving Truths
Kristine
Geimure - Personal Finance Article |
Becoming
financially secure is a goal of many of
us, yet most of us still live from pay to
pay and just scrape by. The basic rules
of becoming financially free are really
quite simple and can be learnt by anyone,
but it's the implementation of these rules
week after week, year after year that is
the challenging part. Below is a list of
simple truths to set you up for financial
freedom.
:::
Read Full Personal Finance Article |
Build
Your Own Safety Net Savings
Cindy
Morus - Personal Finance Article |
Do
you walk the high wire of personal finance?
Is every month a balancing act that works
only as long as the next paycheck arrives
on time? What happens if that next paycheck
doesn't arrive? The cause could be many
things which you cannot control: an illness,
a layoff, a sales slump.
:::
Read Full Finance Article |
5
Key Savings Strategies
Cindy
Morus - Personal Finance Article |
The
best investment most borrowers can make
is to pay off consumer debt with double-digit
interest rates. For example, if you have
a $3,000 credit card balance at 19.8%, and
you pay the required minimum balance of
2% of the balance or $15, whichever is greater,
it will take 39 years to pay off the loan.
And you will pay more than $10,000 in interest
charges.
:::
Read Full Finance Article |
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