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Banks and other providers of credit to households have been competing vigorously to expand or protect their market share. In the process, lending standards have been progressively eroded so that lenders are now engaging in practices that would have been regarded as out of the question five or ten years ago.
Ian Macfarlane - Banks
- Competition - Risk - Growth

Debt has become a part of who we are.
Dave Ramsey - Money - Finance

The most important thing for a young man is to establish a credit.. a reputation, character.
John D. Rockefeller - Responsibility - Finance

We’re responsible for the fortunes of the company but this is a bone-dry situation in terms of access to credit. Nobody can operate on that basis unless you have large cash balances, which we don’t. My concern is that the government doesn’t appear to care about manufacturing.
Ratan Tata - Tata Group - Responsibility - Companies - Credit - Government - Manufacturing


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