Glossary of Financial Terms |
Financial
Glossary : Includes all the terms
and definitions from the finance glossary
on Woopidoo.com. All words and terms relating
to finance, world economies, money, currency
terms, and much more.
All economic
and finance terms are listed alphabetically.
- 1929
Wall Street Crash - Refers to the
dates in late October of 1929 during
which the American stock market crashed,
causing widespread panic through the
population and ultimately solidifying
the beginning of The Great Depression.
- Bear
Market - Is a declining stock market,
in which consumer confidence and financial
expectations are on a decline and the
market continues to lose value.
- Billionaire
- Refers to an individual whose net
wealth equals or exceeds one billion
dollars or pounds. If the individual
has wealth in a currency other than
dollars or pounds, the value of wealth
is assessed according to general exchange
rates.
- Black
Monday 1987 - Is the Monday on October
19, 1987 when the Dow Jones Industrial
Average lost 22.6% and similar stock
markets around the world dropped enormous
percentages.
- Bull
Market - Refers to the state of
a market, usually a stock market, or
trading group (bonds, commodities, etc.)
where financial confidence and expectations
are high and the market itself is rising
in value.
- Deadline
- A Deadline is a specific date or due
date by a which time a project must
be completed or debt paid. The term
also refers to a time limit or specific
length of time by the end of which the
project or debt must be finished. Failure
to meet a deadline usually results in
negative consequences.
- Low
Doc Loans - Are mortgages that require
much less documentation or proof of
income than a regular mortgage. Low
doc loans in Australia are similar in
nature to Subprime loans in the United
States.
- Millionaire
- Is an individual whose net worth is
equivalent to or greater than one million
dollars or one million British pounds.
Individuals who quantify their worth
in other currencies qualify as millionaires
based on the exchange rate and their
estimated value in dollars or pounds.
- Mortgage
Loans - Is a loan used to purchase
property, often referred to as a mortgage
or a home loan.
- Personal
Finance - Personal Finance refers
to financial planning relative to the
individual. In general, the term relates
to analyzing an individual's current
financial status, budgeting, and planning
for the future.
- Philanthropy
- Usually refers to the act of generosity
associated with giving money, time,
or effort to a charitable cause or institution
under the intention of improving the
well-being of humanity.
- Social
Responsibility - The Term Social
Responsibility refers to the idea that
companies and corporations should contribute
wealth or resources solely dedicated
to the improvement of society as a whole.
The principal of social responsibility
dictates that these entities should
contribute at least a small amount of
resources to the general well being
of humanity.
- Subprime
Crisis - Is a 2007 financial crisis
that started in the United States of
America from the high number of defaulting
borrowers with subprime mortgages.
- Subprime
Lending - Is a type of lending commonly
used in the United States of America
by borrowers that would not usually
qualify for a regular loan.
- Wall
Street Crash 1929 - Refers to the
dates in late October of 1929 during
which the American stock market crashed,
causing widespread panic through the
population and ultimately solidifying
the beginning of The Great Depression.
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